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Two years ago, after Judy Rizzio of Chappaqua was laid off from her job as a church administrator, she decided she never wanted to be laid off again.

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She loved using rubber stamps, so immediately after she lost her job she arranged to start selling them and founded her own small business in 2003, a franchise of Stampin' It. Now, she's starting a handbag business.

For Stampin' It, Rizzio sells rubber stamps, ink pads for 48 colors and other materials that craft hobbyists use to create greeting cards or put designs on clothing, tile coasters or even walls. She's recruited six women to sell the stamps, and under the franchiser's rules she gets a cut of their sales. Most of the stamps are sold through home parties, which showed Rizzio early on that the stamps are popular.

Her new business, Ju-D-Blu Totes & Jewellery Brooch Handbags, lets her indulge her passion for making handbags. She uses remnants from her husband's upholstery business to line the purse interiors, keeping startup costs minimal. Andi Gray's "Ask Andi" column in the July 11 edition of the Business Journal revealed a bit about Rizzio's startup.

Rizzio said she'd always received compliments on the handbags she made, so she thought the handbags would be popular, but she did more market research by talking to boutique owners and holding some home parties. Everything confirmed that the purses would sell, she said.

Rizzio has already set up an eBay store and plans to sell other purses through home parties and by finding stores that will carry her line.

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In 1984, the Rizzios moved from Armonk to the Dallas area and started a furniture factory, but when the Texas economy sank in the late 1980s, that business had to close down. It took six years for them to sell their ranch, then they moved back to Westchester County in 1997, where Rizzio's husband, Dennis, opened a business, St. Laurent Upholstery in Mount Kisco.

Rizzio hopes to make more money in the future as the women she recruited go on to recruit other women into the business. The woman who recruited her had about six women after two years and now, five years later, receives a cut from the sales of 450 women, Rizzio said. If the handbag business takes off, Rizzio may recruit other women to make them, otherwise Ju-D-Blue bags will remain a small business, she said.

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